Understand your credit file. Build your own plan.
Six questions produce a private, printable action plan. No Social Security number, no report upload, no promise of a score change.
A tool for understanding, not a service that promises outcomes
Compass helps you read your report, organize documents and decide the next step. It does not ask for your Social Security number, receive your report or write to any bureau.
Know what sections a report has and what accounts, inquiries and public records mean.
Gather your budget, bills and dates. A written plan is worth more than a verbal promise.
Choose between doing it yourself, an educational workshop or a licensed provider. No pressure, no sensitive data.
Your six questions
Choose the answer that is closest. Your answers stay in this browser.
Ask what you do not understand
An AI assistant answers about reading a report, which documents to gather and how to prepare a plan. It does not confirm applications, request sensitive data or promise outcomes.
Leave an inquiry
The form records your message in the FREBO Global Group CRM. It does not create a sale, an approval or an advisory relationship.
What to know before you start
Does Compass upload my credit report?
No. Self-check answers stay in your browser. The contact form only receives name, email, optional phone and message.
Does Compass improve my score or remove information?
No. It does not promise increases, approvals or removal of accurate information. It explains the document and helps organize a plan.
Can I buy a credit repair service here?
No. Compass does not sell credit repair or charge upfront. For a regulated service, consult a licensed Maryland provider or a lawyer.
What happens to my data?
The self-check is not submitted. If you leave an inquiry, it is stored in the CRM so we can reply. No Social Security numbers, passwords or reports are requested.